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James Cooper
Home and Property Insurance Customer, Sales and Service Specialist
James is a respected industry leader with over 10 years' experience in the home and property insurance sector.
He works across a broad range of insurance product and policy development and delivery, including product development; customer sales and marketing; and P&L accountability.
James currently works at Towergate as Head of Sales and Service - Property. Towergate is the UK’s leading independent insurance broking platform and forms part of the Ardonagh Group, an international network of over 100 offices and 8,000 people which incorporates leading brands in both Lloyd’s of London and global markets.
Published Articles
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Understanding wind damage: insurance and prevention tips for homeowners
Winter isn’t just cold - it’s often windy and stormy, too. And with wind often comes wind damage. Read on to find out more about the possible damage that wind can cause, so you can make sure that you and your property are prepared for the winter weather.
November 29, 2024
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How to Prepare for a Power Outage
Power outages: while we usually don’t know when they’re going to happen, there’s one thing we do know – with the colder seasons approaching, extreme weather is likely to follow close behind, and that means an increased chance of power outages.
November 28, 2024
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How to Take Care of your Electricals in Heatwaves
According to NASA and the National Oceanic and Atmospheric Administration, the summer of 2022 was ranked among the hottest on record. We’ve pulled together some of the best practises for caring for our electricals in heatwaves.
August 15, 2024
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Protect Your Home against Burglaries during the Colder, Darker Months
Domestic burglaries happen all the time - but particularly during the last three months of the year. This article explains how to minimise your chances of being burgled.
August 13, 2024
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Working from home, or living at work?
Does working remotely mean working from home, or just living at work?
August 12, 2024
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Time Limits on Probate Applications
Probate is not an everyday topic for most people and therefore it’s not always understood. We explain what probate is, the time limits for probate application and provide some other handy information from the questions we get asked on a regular basis.
August 06, 2024
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Why Does My Empty House Smell?
If you've noticed some unwanted scents in your vacant property then look no further. Our helpful article covers all the important tips and tricks to banish those odours forever!
August 01, 2024
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How to keep your home safe while away
We’ve put together a check list of different things to check to keep your unoccupied home safe and sound while you’re away.
July 31, 2024
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Protecting Your Home From Fire and Flood Risks
Read a few quick tips to protect your home from the risk of fire and flood damage.
July 31, 2024
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A Guide to Empty Property Rates
Do you own a vacant property? Get familiar with the responsibilities involved with our run-down on empty property rates.
July 30, 2024
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How to Protect Your Home While You're Away
How do you keep your home secure while you are away on holiday? Learn new tips and tricks on how to protect your home.
July 22, 2024
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Electrical Safety Best Practice: Is your property electrically fit?
This guide looks at best practices of electrical safety and asks if it is enough just to satisfy your obligations as a landlord or rental property owner.
June 27, 2024
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Do I need a public liability insurance certificate?
A public liability insurance certificate which offers a summary of your policy is a great way to show you’re covered and put your clients’ minds at ease.
June 25, 2024
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How to Keep Your Holiday Home Safe and Secure
Because holiday homes are regularly left unoccupied, they’re more vulnerable to certain kinds of damage and are at an increased risk of being broken into.
January 25, 2024
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How to Spot Signs of Subsidence
Subsidence is an issue that often concerns property owners - and for good reason: It can be difficult to spot and costly to fix. In this article, we look at what subsidence is.
July 19, 2023
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How to Care for Your Beach Hut
Beach huts are vulnerable to harsh coastal elements. Our guide explains how to keep your hut in good condition.
August 20, 2021
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Best Practice for Leaving Your Holiday Home in Good Shape
See our property preparation checklist to help keep your holiday home in shape should you not be able to visit it for weeks, or even months.
August 25, 2020
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Do Holiday Homes Need EPCs?
An Energy Performance Certificate (EPC) is a guide that shows how efficiently a property uses energy and the cost of running the property.
July 26, 2020
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Top Holiday Home Claims – and How to Avoid Them
Here at Towergate, we’ve looked at the top 10 most common holiday home claims from 2017 to 2019, how long they take to fix, and the average cost to fix.
October 07, 2019
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How to Take a Holiday Home Inventory
If you rent out your holiday home to guests, or are thinking of doing so, having a good and thorough holiday home inventory is really important.
October 07, 2019
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Top Ten Renovation Mistakes
Find out more about some of the most common mistakes made during home and property renovations.
July 11, 2019
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Buying a Holiday Home
Buying a holiday home has major rewards, if it is done correctly! Take a look at our detailed guide to help you navigate the process and find the right house in the destination of your dreams.
April 04, 2019
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A Guide to Airbnb Insurance
Evermore popular Airbnb provide a guarantee and host insurance too. We look at insurance their insurance and what else you'll need to stay covered
January 22, 2019
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Top Tips for your Foster Home Insurance
Read some top tips that may help when searching for the right foster home insurance policy for you.
August 13, 2018
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Calculating The Rebuild Cost of a Home
A detailed guide to calculating the rebuild cost of a home- check out our advice on how to make sure this is adequately covered by your home insurance.
September 29, 2017
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A Guide to Shared Ownership Property Insurance
This guide will outline the different insurance policies you need to consider when buying a shared ownership property.
August 31, 2017
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A Guide to Inheriting a Property
When inheriting a property, there is a lot of paperwork before you are handed those keys. Our guide looks at the key points to consider in the process.
August 31, 2017
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What tax do you pay on an inherited property?
Learn the basics of property inheritance, including inheritance tax and how property tax works if you keep, sell, or rent out the property.
August 08, 2017
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A Simple Guide to Home Insurance
Buying home insurance needn't be as complicated as you think. Get to grips with the ins and outs of what makes up a home insurance policy.
July 21, 2017
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Brits spend £3,000 hiring professionals to fix DIY mistakes
With the Easter weekend heralding the start of home renovations season, we found out just how much DIY disasters cost people across the UK.
April 11, 2017
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How to Protect Your Holiday Home from the Elements
Holiday homes can be particularly vulnerable to damage from the elements. In preparation for the off-season, safeguard your property with these tips.
December 02, 2016
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10 Ideas for Refurbishing Your Home
Whether you're planning to let, sell, or stay, revamping your home can be a great investment. Here's 10 affordable yet effective changes to consider.
October 18, 2016
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Tips for Decorating Your Beach Hut
We sat down with Beach Hut of the Year 2016 finalists to discuss top tips for decorating your beach hut.
September 16, 2016
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How do Trees Affect Home Insurance?
Get up-to-date advice on how trees affect home insurance and what you need to be concerned about. Our quick guide dispels the myths.
March 03, 2016
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The Rebuild Cost of a Listed Building
Re-building a listed building is a different prospect to that of a standard property. In our brief and helpful video we cover the most vital parts of what can be a long process.
August 28, 2015
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How long do I need to save to buy a house?
Have you wondered which cities around the world are the best to buy property? Our infographic plots cost to buy against quality of life around the world.
May 27, 2015
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DIY for the YouTube Generation
How are YouTube videos curbing our DIY? New research from Towergate shows how much DIY blunders are costing the nation.
April 27, 2015
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A Guide to Insurance for Foster Homes
A guide to foster home insurance, helping foster carers understand the insurance cover available for foster homes
March 09, 2015
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A Guide to Flood Prevention for Non Standard Homes
A guide to flood prevention and how you can claim on your non standard home insurance should you need to.
February 03, 2015
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Getting Insurance in a Flood Risk Area
If your property is in a flood risk area, it can be tricky to get insured. Learn how to assess the risk in your area and find a suitable policy.
October 10, 2014
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How to Prepare Your Beach Hut for Winter
Our guide to protecting your beach hut from the elements this winter. Find the dos and don'ts of beach hut security and protection.
October 08, 2014
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Dressing Your Home for Sale
If you're trying to sell your home, check out Towergate Insurance's guide on how to display your home in the most favourable way.
July 23, 2013
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Owning a listed property
In this article, we look at listed properties and the different grades there are to rank them. For those interested in purchasing a listed building, this detailed piece will help your search.
February 01, 2013
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Top Three Holiday Home Hotspots
Find the perfect place to buy a property abroad with our guide to the top five holiday home hotspots.
February 01, 2013
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Non Standard Property Explained
Everything you need to know about non-standard property insurance from our series of specialist property insurance guides.
February 01, 2013
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Flood Planning and Preparation for Your Home
Floods can occur at any time during the year. That's why it's never been more important to invest time into creating a flood plan to protect your property and possessions. Our helpful guide takes you through some of the key considerations when preparing your flood plan.
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