Power outages: while we usually don’t know when they’re going to happen, there’s one thing we do know – with the colder seasons approaching, extreme weather is likely to follow close behind, and that means an increased chance of power outages.
The modern home is powered by electricity. While this affords us many conveniences, it also means that, when there’s a power outage, a lot can go wrong.
Depending on how long the power has been out, you might experience food spoilage, equipment damage from power surges, and work disruptions (if you work from home).
The electricity grid in the UK is generally very strong and stable, and we face comparatively fewer power outages when compared to other parts of the world.
But it’s not infallible. Extreme weather, including strong winds, storms and severe flooding, can cause damage to our infrastructure which may then lead to a power outage.
Unfortunately, we can’t predict when an extreme weather event is going to result in a power outage, but we can do the next best thing and prepare for it.
An emergency kit filled with all the essentials will serve you well during a power outage. Even if there isn’t a power cut and you’ve prepared a kit, you can have the assurance that you’ll be prepared the next time there is one.
Your emergency kit should include:
You may also want to include essential baby or pet supplies in your emergency kit.
In some situations, you can claim back money from your electricity provider if you’ve experienced a power outage. How much you can claim depends on how many hours you were without power.
If the power outage was planned and you were given less than 48 hours’ notice, or were given no notice, you can claim £30 from your distribution network operator (DNO).
For unplanned power outages:
In the event of a power outage:
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James Cooper is a respected industry leader with around 10 years' experience in the home and property insurance sector. He works across a broad range of insurance product and policy development and delivery, including product development; customer sales and marketing; and P&L accountability.
Consistent with our policy when giving comment and advice on a non-specific basis, we cannot assume legal responsibility for the accuracy of any particular statement. In the case of specific problems we recommend that professional advice be sought.
Date: November 28, 2024
Category: Home and Property