Fleet Insurance

While you’re busy running your business, we’re here to help to protect it 

  • Tailored fleet insurance with the right level of cover for you
  • Our ‘buy-right’ experts, using a risk-management led approach, ensuring you get your business back on the road
  • UK-based support 

Call us on 0344 892 1434 or get a quote online.

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Why choose fleet insurance with Towergate?


Trusted and reliable insurers

Access to a panel of experienced and competitive vehicle fleet insurers


Immediate fleet insurance

Instant cover and immediate claim response to ensure you are back on the road as quickly as possible


Risk management led approach

To help reduce fleet vehicle accidents and lower premiums


Expert fleet insurance team

Dedicated account, claims and risk management support teams

About fleet insurance


Tailored fleet insurance planning

From businesses running large fleets through to smaller scale operators, everyone is welcome! Our ‘buy-right’ experts will tailor your policy to suit your specific needs. We’ll work out with you (jargon free) the best way to insure your motor fleet, not just from an immediate pricing perspective, but in the longer term too. This will help to control your future fleet insurance spend, allowing you to better manage your capital.


Dedicated fleet risk manager

Place your motor fleet insurance through Towergate and we’ll appoint a dedicated fleet risk manager immediately. They’ll review claims experience, monitor incident type, and work with you to implement any mutually agreed risk improvement measures that may help you control the future cost of cover. Not only will this reduce the likelihood of potential vehicle accidents, but it will ultimately free up money that can be put back into your business.


Leading insurers for fleet cover

We have access to a carefully selected panel of high-quality and reliable motor fleet insurers. This means that we can help you find an insurer that’s able to offer the right level of cover at the right price. What’s more, because the insurers we work with trust our expertise, we can arrange fleet insurance from the very moment that you need it for complete peace of mind. So, while you’re busy running your business, we’ll be right beside you to help you protect it.


Fleet insurance payment facilities

Motor fleet insurance through Towergate means you can pay your premiums by way of a flexible premium finance plan (subject to acceptance). Thanks to what we believe to be a competitive rate and the payment term being fixed at the outset, your business cash flow can be more effectively managed by spreading the payments. By avoiding the initial outlay of what can sometimes be a significant lump-sum premium, capital can be freed up for reinvestment elsewhere in the business.

The specialist motor insurance policies we offer are designed to provide you with help when you need it most:

  • 24/7 direct-to-insurer motor claims helplines: call the claims number in your policy document.
  • Access to our free Towergate ‘FirstCall’ motor claims notification app.
  • All the support you need from our own in-house team of claims specialists on 0344 892 1434.
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Ready to get covered?

  • Fill in our online quote form or call us
  • Purchase your policy
  • Relax - You're covered!
Get a Quote

Fleet FAQs

Fleet insurance policies are typically available for businesses running five or more vehicles.

It’s easy. Ring us and we’ll arrange for one of our road transport insurance ‘buy-right’ experts to visit you and carry out a ground-up review of your insurance needs. We’ll then find you an insurer that we feel is ideally placed to provide you with the right level of cover – at the right price.

What we feel our clients value most, is our approach towards helping them to control and reduce their exposure to risk. By doing this, we can assist them in keeping their cost of insurance under firm control. This frees up capital that can be spent elsewhere in the business.

As soon as you’ve given us the green light to handle your insurance portfolio, we’ll introduce you to your account manager and to your fleet risk manager. They will help manage your insurance arrangements, not just over-the-phone, but face-to-face too at appropriate times in the year and following an agreed timetable. They will also work with you, as necessary, to develop and implement an appropriate risk management programme over an agreed period of time.

Almost all of our corporate clients appoint us to look after their entire insurance portfolio. This inevitably includes covers such as property, liability, and transit insurance, and often a wide range of other covers that may include cyber liability, directors’ and officers’ liability and legal expenses.

We like to make things as affordable as we can so, if you fulfil the necessary qualifying criteria, we can arrange for you to pay by monthly instalments (subject to acceptance).

Let us know that this is your preferred payment option, as we gather the information for your quotation. Remember, this too will free up money that can be spent on your business.

We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to your insurance product information document and policy wording, which are available during the quotation process.

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