Trusted by over 400,000 with their insurance needs
Our service is rated ‘Excellent’ on Feefo
Over 2000 insurance specialists ready to support you
Beauty Therapist Insurance
Beauty therapist insurance to cover a wide range of treatments.
- £5m cover for public and product liability and £1m for treatment liability
- Cover for self-employed beauty therapists working as an individual or renting a chair in a salon
- Access your quotes, policies and renewals in your online account
One of the UK's leading independent insurance brokers
Why choose beauty therapist insurance with Towergate?
Beauty therapist indemnity
Policy includes a £5 million limit for public and product liability, and a £1 million limit for treatment liability
Flexible beauty therapist cover
Cover provided within Great Britain, Northern Ireland, the Channel Islands and the Isle of Man.
Cover for various beauty treatments
Cover for a range of different treatments, including microdermabrasion and spray tanning.
Beauty therapist insurance to suit you
Cover for working from home, in a salon or at a customer’s premises
About beauty therapist insurance
24-hour helpline service with our beauty therapist insurance
Beauty therapist insurance gives you access to a 24-hour helpline which can provide instant impartial advice in the event of a potential claim against you.
All-round beauty therapist cover
Towergate's beauty therapist insurance package includes public and product liability, treatment liability, and legal expenses cover as standard. We can also provide cover for your business equipment: please speak to our advisers for more information.
Cover for a range of beauty treatments
Our policy includes cover for many different beauty therapy treatments, including skin care, waxing, spray tanning and microdermabrasion.
Cover for self-employed beauty therapists
This product has been designed for self-employed individuals, who may work in a salon on a freelance basis, or who are mobile or work from home. (They are not suitable for members of staff directly employed by a salon on a new or existing agreement).
When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.
- Find your insurance documents and make sure you have all your information at hand, including your policy number.
- Call the claims team on the number in your policy schedule and explain exactly what happened.
- Provide photos if requested to help us understand what happened as quickly as we can.
Ready to get covered?
- Fill in our online quote form or call us
- Purchase your policy
- Relax - You're covered!
Beauty therapist insurance FAQs
If you prefer to spread the cost of your annual premium, we offer a quick and easy direct debit scheme. When you choose to pay premiums in instalments, you will be paying under a Premium Finance plan. We will give you full details of the finance provider, and the additional cost of finance, when we provide you with your payment plan quotation. This will include the total payable, the number of monthly instalments and the cost of each, as well as the representative APR.
If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.
You must hold the relevant certificates and qualifications for all professional treatments undertaken.
Full details of the policy terms and conditions are available on request. It is important to read your policy documents.
See our range of cover for beauty therapists
Beauty therapist insurance articles and guides
12/07/2024
What Is Public Liability Insurance?
An introduction to public liability insurance and its importance. Find out when you need it and how much you should get.
Read more25/03/2024
Top Tips for Renewing your Care Business Insurance
Read our top tips for renewing your business insurance.
Read more24/07/2024
Mitigate the Cyber Risks for Care Businesses Using Cloud Based Services
The risk of cyber crime is increasing, and care and medical organisations are no exception. Find out how to protect your business against this threat.
Read more05/08/2024
Are you ready to scale up your business?
When your company is thriving, you may consider scaling up. This article looks at key considerations to take into account when scaling up your business.
Read more30/04/2024
Business Insurance Checklist
Get the best business insurance. Our checklist will help you understand what makes the best business insurance and what you can do to be best protected.
Read more01/03/2024
Making Tax Digital for Businesses
Making Tax Digital (MTD) will affect all businesses and is a key element of the government’s plans to make it easier for businesses and individuals.
Read more*54% of new business customers buying a basic beauty package paid this premium during Jan and Feb 2023. For comparison only, prices vary according to your circumstances and the type and level of cover you choose.