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Hairdressers Insurance

A cut above the rest for hairdressers and hair stylists insurance.

  • Public, product and treatment liability for hairdressers, barbers, hairstylists and mobile hairdressers
  • Commercial combined cover for your hairdressers included
  • UK-based support
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If you need additional assistance arranging your insurance, find out how our teams can support

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Based on 4310 customer reviews

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Why choose hairdressers insurance with Towergate?

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Competitively priced hairdressers cover

Specialist insurance for hairdressers, barbers, hairstylists and mobile hairdressers.

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Bespoke hairdressing insurance policies

One-stop commercial combined package for your hairdressers.

Liability

Indemnity cover for hairdressers

£5 million public and product liability cover, and £1 million for treatment liability, is included in our hairdressers insurance.

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Hairdressers insurance to give peace of mind

We offer our best terms to give you peace of mind that you have the right cover for you.

About hairdressers insurance

Building

Buildings, contents and equipment cover for hairdressers

The contents of your salon, specialist equipment and stock you carry around with you deserve proper protection. Not only are they your livelihood but a total loss from fire or theft could be devastating. We offer contents cover in amounts set by you which can be set to increase with seasonal changes. If you own your own building, we can provide building insurance too.

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Liability insurance for hairdressers

Hairdressing isn't fire juggling, it’s not the riskiest business out there, but that doesn't mean you shouldn't consider getting hairdresser public liability insurance. Any injury to a customer or member of public caused as a result of your business could potentially leave you liable for huge compensation claims. This is when a specialist policy, which is designed for unique risks specific to an industry makes more sense.

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Protection for your hairdressing business

Business insurance is more than just liability and stock insurance. We want to understand your business to provide protection that fits you and offer a range of optional covers based on your risks. If you employ staff you need employers' liability insurance by law, which we can include in your hairdressers' insurance. We can also discuss covers for keeping large amounts of cash on your premises and business interruption insurance to protect your profits.

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Insurance for a range of hair treatments

Our hairdressers insurance is valid for salons offering tinting, perming, crimping, extensions, straightening, colouring, barbering, hair styling, permanent waving, plaiting and use of Yuko hair straighteners. See your policy document for a full list of hair treatments covered.

When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.

  • Find your insurance documents and make sure you have all your information at hand, including your policy number.
  • Call the claims team on the number in your policy schedule and explain exactly what happened.
  • Provide photos if requested to help us understand what happened as quickly as we can.
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Ready to get covered?

  • Fill in our online quote form or call us
  • Purchase your policy
  • Relax - You're covered!
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Hairdressers insurance FAQs

Our hairdressing policies can cover a range of treatments including tinting, perming, crimping, extensions, straightening, colouring, barbering, hair styling, permanent waving, plaiting, and the use of Yuko hair straighteners or cut throat razors.

Yes, we offer business interruption on most of products; it will help to cover you for any interruption to the business due an insured incident, in this case a fire. Up to £600,000 for loss of gross profit over 24 months can be covered. Please call for further information.

Yes, we provide cover for any stock or contents being held at the premises. Premiums for this will depend on underwriting criteria such as the salon security, total value of stock and premises’ postcode.

We provide employers liability for permanent employees for up to a £10 million indemnity limit. However, this will not cover self-employed freelance professionals; they will need their own insurance.

Yes, we have products which can cover a wide range of beauty therapies.

If you require cover for hairdressing while working away from your salon please speak to our advisors who can arrange this for you.

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Hairdressers insurance articles and guides

Why You Should Not Cancel Your Care Professional Liability Insurance

If you are travelling with pre-existing medical conditions, read our tips to help you have a safe and comfortable journey.

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Do I need a public liability insurance certificate?

A public liability insurance certificate which offers a summary of your policy is a great way to show you’re covered and put your clients’ minds at ease.

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What is the Difference Between Public Liability and Professional Indemnity Insurance?

What is the difference between public liability and professional indemnity insurance? We define PL and PI insurance to help you decide if your business needs them.

Read more