Trusted by over 400,000 with their insurance needs
Our service is rated ‘Excellent’ on Feefo
Over 2000 insurance specialists ready to support you
Paddle Board and Windsurf Insurance
Specialist paddle board and windsurf insurance, with up to £5 million in third-party liability.
- Damage in transit and theft cover as standard
- 30 days cover for European use.
- UK-based support online
One of the UK's leading independent insurance brokers
Why choose paddle board and windsurf insurance with Towergate?
£5m liability cover
Up to £5 million in third-party liability cover for your paddle board or windsurfer.
Theft cover for boards and windsurfs
Theft cover included as standard. Just be sure to secure your craft.
Paddle Board ‘no claims discount’
‘No claims discount’ to recognise the careful ownership of your board or windsurfer.
About paddle board and windsurf insurance
Paddle board liability cover
Get out and enjoy the water with £5 million in third-party liability cover for your paddle board or windsurfer. Exclusions include employees and marine trade workers.
No claims discount
We want to recognise the careful ownership of your paddle board or windsurf with a No Claims Discount. You will get 5% off your policy for every year that you do not make a claim up to five years, with a potential saving of 25%.
Paddle board and windsurf theft
The portability of paddle boards and windsurfers make them easy targets for criminals. Fortunately, theft cover is provided as standard. Just make sure that you secure your craft to keep it safer and meet the policy conditions for cover to apply.
Online paddle board portal
With our convenient online portal, you can review and amend your paddle board and windsurf insurance cover amounts before you renew your policy.
When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.
- Find your insurance documents and make sure you have all your information at hand, including your policy number.
- Call the claims team on 0330 018 2292. and explain exactly what happened.
- Provide photos if requested to help us understand what happened as quickly as we can.
Ready to get covered?
- Fill in our online quote form or call us
- Purchase your policy
- Relax - You're covered!
Paddle board and windsurf insurance FAQs
Yes, paddle board and windsurf insurance cover includes damage to the board and equipment while in transit, excluding scratching, bruising and denting.
The policy provides 30 days' cover for European use.
No. You must take responsible precautions to prevent theft. Your board and equipment should be kept securely so that it cannot be stolen without forceable removal.
If you would prefer to spread the cost of your rowing boat insurance policy, you have the option of setting up a Direct Debit to pay your premium by monthly instalments through our preferred provider, Premium Credit Limited (PCL).
To find out more about PCL and direct debit payments, select Direct Debit.
To understand more about how PCL work together with Towergate, please read our Regulatory Information.
We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process.
See our range of cover
Paddle board and windsurf insurance articles
24/10/2013
Chartering Your Boat
Chartering your boat is a good way to increase income. But to be compliant, you must insure your boat before renting it to anybody. This article covers the key facts to get you started.
Read more07/08/2018
Do I Need a Qualification to Buy a Boat?
A commonly asked question by first-time buyers of boats is what, if any qualifications you need to buy a vessel. Read our explanation to find out.
Read more30/10/2018
Sea Boat Fishing in the UK
Towergate's guide to sea boat fishing in the UK looks at the different fish species that can be caught across the British Isles and what times of year they can be found.
Read more13/09/2017
RIB or SIB - which boat is better for you?
All you need to know about buying an inflatable boat and whether a RIB or SIB would be more suitable for you.
Read more14/11/2016
How to Winterise a Sailing Boat
Our guide on how to prepare a sailing boat for the winter - full of essential boat maintenance tips and advice.
Read more02/12/2016
Do I Need a Licence to Own a Boat?
Want to explore some of the UK’s beautiful coasts and waterways? This guide will help you figure out whether or not you need a boating licence and explain how to apply for one.
Read more