Alison Wild
Head of Marketing, Towergate SME division
Alison is a highly respected industry professional who has been working with and advising SMEs in areas including tax, pensions, insurance and marketing for over 25 years. She is a member of the Association of Accounting Technicians (AAT) and Association of Tax Technicians (AAT) and also has considerable experience as a residential landlord.
Alison Wild BCom (Hons), FMAAT, MATT, Taxation Technician is a highly respected industry professional who has been working with and advising SMEs in areas including tax, pensions, insurance and marketing for over 25 years. She is a fellow Member of the Association of Accounting Technicians (AAT) and Association of Tax Technicians (ATT) and also has considerable experience as a residential landlord.
Alison currently works at Towergate as Head of Marketing for the SME insurance division, specialising in commercial insurance leadership, strategy, offline and online marketing, and account management. Towergate is the UK’s leading independent insurance broking platform and forms part of The Ardonagh Group, an international network of over 100 offices and 7,000 people which incorporates leading brands in both Lloyd’s of London and global markets.
Holder of a Bachelor of Commerce (Hons) from the University of Edinburgh, she has previously served as Head of Marketing at Legal & General and Columbus Direct, and also worked at AXA PPP Healthcare and The Pensions Regulator.
Published Articles
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Evolving Technology is Changing the Landscape for Landlords
Technology never sits still, and these shifting tides mean that industries need to evolve and grow alongside it to meet consumer expectations. As a result, the world of property management is rapidly progressing.
November 13, 2024
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The Impact Music Has on Workers
Towergate have explored the relationship workers, including manual labourers and construction labourers, have with music while working.
November 06, 2024
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Does Public Liability Insurance Cover Trade and Tradesmen Contractors?
Find out more about public liability insurance, whether it covers contractors and what considerations you need to make in certain circumstances.
October 27, 2024
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Do I Need Insurance at a Coworking Space?
They’ve seen a surge in popularity, but do you need insurance at a coworking space? In this article we’ll explore the benefits of insurance in coworking spaces.
October 25, 2024
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How Do I Check if Someone Has Public Liability Insurance?
Learn how to check if someone has public liability insurance, including the various methods you can use to get the information you’re after.
October 22, 2024
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International Clients: Is Specialist Professional Indemnity Insurance Needed?
Understand what basis of professional indemnity insurance is needed if you have international clients and how it can protect you from costs if you or your business is sued for negligence.
October 18, 2024
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What Does My Landlord Insurance Cover?
Learn what landlord insurance covers, including building, contents, rent loss, tenant damage, and more for complete property protection.
October 17, 2024
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Do I Need Business Insurance if I Work from Home?
Find out more about the different types of business insurance and whether you need to have it if you work from home.
October 17, 2024
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What Covers You Need if Searching for ‘Personal Indemnity Insurance’
Find out more about the different types of business insurance and whether you need to have it if you work from home.
October 17, 2024
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Four Ways to Reduce Employee Stress
There’s a reason why the workforce is hailed as a business’s most important asset; especially in times of economic uncertainty, the value employees can offer your business is your single most controllable variable.
September 16, 2024
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Can a Landlord Claim Travel Expenses?
Are you a landlord planning to visit your rental property? Discover if you can claim travel expenses, including car use, foreign trips, and duality of purpose, for business tax deductions.
September 11, 2024
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Is Buildings Insurance a Legal Requirement for Landlords?
Understand the need for buildings insurance for landlords, including whether it’s a legal requirement and why you might need it.
September 09, 2024
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How Much Does Public Liability Insurance Cost for Trades & Tradesmen?
How to work out the level of public liability insurance your company needs to protect you against damage and legal costs.
September 06, 2024
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Reducing Your Risk of a Public Liability Claim
Learn about reducing your risk of public liability claims by conducting adequate risk assessments and reviewing your insurance policies.
August 21, 2024
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Pros and Cons of pets in the workplace
For those of us that spend all day in the office, having a furry friend around might seem like a great idea - but is it everything that it’s cracked up to be? We take a look at the pros and cons of introducing a PAW (pets at work) policy to your workplace.
August 20, 2024
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Do Charities Need Public Liability Insurance?
Find out whether charities need public liability insurance with Towergate, while also learning more about this type of cover and its benefits.
August 19, 2024
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Botox, and The Changing Face of Beauty
Despite fluctuations in beauty standards throughout history, one thing has remained constant: the desire to appear youthful.
August 19, 2024
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Are Gardens in Rental Properties an Asset or Liability for Landlords?
The pandemic resulted in a shift in many things, including what renters, and buyers, viewed as a priority. It comes as no surprise that after months of lockdown, Brits re-evaluated what’s really important to them when searching for their new home.
August 18, 2024
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Public Liability vs Employers Liability: What's the Difference?
Learn about the difference between public liability and employers liability insurance, why they’re important and how to choose the right insurance provider.
August 15, 2024
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Who Is Responsible for Accidental Damage In a Rental Property?
Find out how to determine liability for accidental damage in rental properties and what’s covered by accidental damage insurance.
August 14, 2024
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The Growth of the Accidental Landlords
Approximately 30% of landlords in the UK are classed as ‘accidental landlords’, but what actually is an accidental landlord?
August 09, 2024
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Do You Need Public Liability Insurance on Private Property?
Public liability insurance protects you against allegations of claims for accidental injury or damage made by third parties. Its general purpose is to provide you with legal defence costs and financial protection if someone is injured or their property is damaged due to negligence arising from your business activities.
August 07, 2024
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How Much Public Liability Insurance Do I Need?
Public liability insurance is a type of cover that can protect businesses against injury and damage claims from a third party as a result of your business activities. It can be beneficial if your business interacts regularly with the public.
August 06, 2024
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Are you ready to scale up your business?
When your company is thriving, you may consider scaling up. This article looks at key considerations to take into account when scaling up your business.
August 05, 2024
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Getting Rebuilding Costs Right to Avoid Underinsurance
With inflation continuing to rise and prices being driven up across all sectors of the economy, landlords should be aware that rebuilding costs may be higher than expected. This means that when making a claim, many will find themselves underinsured and left to pay the difference themselves.
August 05, 2024
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How to Claim on Landlord Insurance
Learn how to make a claim on landlord's insurance with our step-by-step guide.
August 05, 2024
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Public Liability Insurance Claim Examples
Take a look at our public liability insurance claim examples to get a better understanding of how this type of insurance can protect you and your business.
August 04, 2024
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Can I Get Business Liability Insurance Before Registering My Business?
Business insurance is important to consider in order to protect your business assets and operations. This kind of insurance can act as a safety net against unexpected risks.
August 02, 2024
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Can I Customise my Public Liability Insurance Policy?
Discover the flexibility of customising your public liability insurance policy. Learn how you can adjust coverage to better safeguard your business.
August 02, 2024
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A Guide to Care Home Insurance
In this guide, we cover the essentials to getting the best care home insurance. Showing you what to keep an eye out for and how to protect your residents and yourself.
August 01, 2024
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How Does Inflation Affect Public Liability Insurance?
Public liability insurance protects businesses from insurance claims due to allegations of accidental property damage or injury to third parties arising out of business activities .
August 01, 2024
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How to Claim Against Public Liability Insurance
Find out how to claim against public liability insurance, including what you need to do before making a claim and the steps involved in the process.
August 01, 2024
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Does Public Liability Cover Poor Work?
Find out whether public liability covers poor work, and how you can protect your business from being affected by this with warranty insurance.
August 01, 2024
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Top Photography Tips
Read some great photography techniques and tips in our guide.
July 31, 2024
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What's the Difference Between Public and Product Liability?
Read about the difference between public and product liability insurance, and discover which is right for your business.
July 23, 2024
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Is Landlord Emergency Cover Worth It?
Find out how it can save you from unexpected repair bills, provide quick fixes for your tenants, and keep your rental property secure 24/7.
July 19, 2024
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Public Liability versus Professional Indemnity: What's the Difference?
Find out what the difference is between public liability and professional indemnity insurance, and what type of thing each can cover.
July 17, 2024
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Do I Need Public Liability as a Sole Trader?
Find out whether you need to have public liability insurance as a sole trader and why it can be a very good idea to have this type of cover in place.
July 15, 2024
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What Is Public Liability Insurance?
An introduction to public liability insurance and its importance. Find out when you need it and how much you should get.
July 12, 2024
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A Guide to Packaging Producer Responsibility
In the corporate world, ‘packaging’ is anything used to hold, protect, handle, deliver, and present goods – from raw materials to finished goods.
July 11, 2024
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Can You Get Public Liability Insurance For One Day?
Find out whether you can get public liability insurance for one day and learn more about event insurance cover and what it can protect you against.
July 11, 2024
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The Impact of Working From Home on Your Business’ Office Insurance
Where and how your employees fulfil their roles also has an impact on your office insurance requirements.
July 08, 2024
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What Happens If I Don't Have Public Liability Insurance?
Find out what can happen if you don't have public liability insurance, including any legal implications and financial risks.
July 04, 2024
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Who Pays for Building Insurance on Commercial Property?
Explore who covers building insurance for commercial properties, what it covers and what to do if you have an empty property.
July 03, 2024
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Character Reference Template for Landlords
As a landlord, you may sometimes have to provide past tenants with character references. Download our template letter and tips on what to write.
July 02, 2024
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What is Commercial Landlord Insurance?
Find out exactly what commercial landlord insurance is and why it's vital cover for anyone renting out to a third-party business in our useful video.
July 02, 2024
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Guide to Probate and Property
Read our guide to probate, property involved and how to make sure it is insured.
July 01, 2024
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What Insurance do I Need as a Landlord in the UK?
Essential UK landlord insurance types for property and legal protection, including building and contents cover, loss of rent and property owners’ liability.
July 01, 2024
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Commercial Property: The Rebuild Cost
This article will look at calculating the rebuild cost of commercial property for homeowners and landlords looking for property insurance.
June 28, 2024
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Does your property need specialist home insurance?
Phil Spencer (Location, Location, Location) discusses non-standard home insurance.
June 28, 2024
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How to Cut Energy Costs: A Guide for SMEs
Looking for ways to save energy and cut running costs for your business? Read our Guide for SMEs.
June 21, 2024
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Do I Need Landlords Insurance?
Learn the importance of landlords insurance and whether it's a must-have for your rental property investment.
June 21, 2024
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Work in Hot Weather
How hot is too hot, and do you have the necessary adjustments in place to keep your employees safe in heatwaves?
June 13, 2024
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A Landlord’s Guide to Paying Tax on Rental Income
This guide explains how to calculate your rental income and how to declare it to HMRC, with some helpful tax advice for landlords.
May 09, 2024
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Guide to Rights and Responsibilities for Freelancers
Do you work freelance? Thinking of a move into self-employment? In this article, we'll help you prepare for life as a freelancer with all the vital facts.
May 07, 2024
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How to Calculate Rental Income
What are landlords' allowable expenses and how do they tot up? Read our guide to this and how to calculate total rental income here.
May 03, 2024
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Business Insurance Checklist
Get the best business insurance. Our checklist will help you understand what makes the best business insurance and what you can do to be best protected.
April 30, 2024
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What Are The Fire Safety Regulations for Landlords?
Stay informed about the crucial fire safety regulations that landlords must adhere to, keeping your rental property secure.
April 15, 2024
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Landlord Mould Responsibility: A Guide for Tenants and Landlords
Particularly during the colder and damper winter months, mould can be a real concern for both tenants and landlords in rented properties. Often caused by condensation, mould can be the result of maintenance issues or structural issues in the property, and can lead to health problems for residents.
April 02, 2024
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What is a Landlord Checking Service?
Explore the benefits of a landlord checking service and how it can help you manage your property efficiently.
April 02, 2024
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Can You Rent a House to a Family Member?
When a relative needs a place to live, offering your extra space or rental property seems perfect, but it’s a little more complicated than that.
April 02, 2024
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Landlord Insurance Versus Home Insurance: what's the Difference?
Discover the key differences between landlord insurance and home insurance in our comparison guide.
March 28, 2024
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Cyber Safety Whilst Travelling
The best way to keep your data safe while travelling is not to bring your mobile devices with you at all, but sometimes it’s unavoidable. In this article, we take a look at ways you can secure your data while travelling for business or leisure.
March 18, 2024
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E-bike safety struggling to keep up with popularity surge
Today, the e-bike – or electric bike – is the most popular bike on the market,[1] but their surge in popularity has been accompanied by incidents of fire and explosions. With UK regulations failing to meet increasing safety concerns, it is up to individual users and businesses to ensure they follow the proper precautions to minimise risk and prevent tragedy.
March 15, 2024
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What is Landlords Contents Fixtures and Fittings Insurance?
Being a landlord comes with its fair share of worries, especially when it comes to looking after the bits and pieces that make a house feel like a home for your tenants. That's where landlords’ contents, fixtures, and fittings insurance comes in handy. Effectively, this type of insurance is a safety net for the things inside your property that aren't nailed down or built in, but still play a big part in keeping your tenants happy and your rental ticking over smoothly. Think of your appliances, furniture, and even light fittings. These are things we all take for granted, but can prove extremely costly to replace if disaster strikes and you’re not covered.
March 08, 2024
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Is The Landlord or Tenant Responsible for Buildings Insurance?
Find out who's responsible for buildings insurance in rentals, covering landlord and tenant duties, coverage scope, and additional insurance options.
March 07, 2024
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Making Tax Digital for Businesses
Making Tax Digital (MTD) will affect all businesses and is a key element of the government’s plans to make it easier for businesses and individuals.
March 01, 2024
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Ultimate Guide to Workplace Health and Safety
Workplace health and safety is an important part of running a business. Check out our guide to protecting your employees, visitors and yourself.
February 05, 2024
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Business Insurance Jargon Buster - the ins and outs of insurance
Use our simple jargon buster to find out what various business insurance phrases and terms mean.
February 05, 2024
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What are the Copyright Laws in the UK?
Copyright laws are important not only for protecting a person’s rights to their own intellectual property, but also for those who want to use another’s intellectual property in a fair and reasonable manner.
January 25, 2024
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Five Insurance Products to Protect Your Small Business
A recent survey of small business owners found that just 26% of those asked had insurance cover for their enterprise if things go wrong.
January 22, 2024
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How To Build a Reputation as a Trusted Tradesman
With homeowners feeling the pinch of rising bills, finding a trusted tradesman to complete any property repairs at a fair price is more important than ever for would-be customers. Property owners often find themselves under pressure to keep on top of essential maintenance, so choosing a new tradesperson can be a daunting prospect – and many customers won’t know where to start.
January 15, 2024
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Can You Get Short-Term Landlord Insurance?
We explain whether you can take out short-term landlord insurance.
January 15, 2024
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Maintaining a Good Tenant Landlord Relationship
With huge competition for rental properties, and landlords feeling financial pressure, you must dedicate 100% effort to tenant-landlord relationships.
January 14, 2024
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Does Landlord Insurance Count as an Expense?
We explain whether you can claim your landlord insurance policy payments as an allowable expense.
December 27, 2023
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Loss of Rent Insurance for Landlords
How you can prevent losing income from your property if it becomes uninhabitable with loss of rent insurance? A useful video guide from Towergate Insurance
December 14, 2023
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What is Accidental Damage Landlord Insurance?
Discover what landlord insurance is, what it covers, why you need it and get advice on various cover options and tenant types.
December 13, 2023
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Does Landlord Insurance Include Boiler Cover?
What cover do you need as a landlord for your rental property's boiler?
December 13, 2023
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What Does Landlord Insurance Cover?
Find out what landlord insurance is.
December 11, 2023
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How Much is Landlord Insurance?
Discover what landlord insurance is, what it covers, why you need it and get advice on various cover options and tenant types.
December 10, 2023
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What is Landlord Insurance?
Find out what landlord insurance is.
December 09, 2023
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Does Landlord Insurance Cover Buildings and Contents?
Find out if landlord insurance covers buildings and contents.
December 08, 2023
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Spring Budget 2024: What You Need to Know
What do businesses need to know about the 2023 Autumn Statement?
November 22, 2023
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Asbestos: Your Duties as a Landlord
As a landlord, you have a duty of care to your tenants to protect them from any harm that can be caused in your property - including asbestos.
October 26, 2023
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How to Become a Landlord
Becoming a landlord is an exciting but daunting experience. There are lots of considerations to take into account before you let out a property. To assist you, we’ve pulled together a beginner’s guide on how to become a landlord.
October 13, 2023
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10 Tips for Sole Traders
Are you operating as a sole-trader? Here are 10 tips on everything from sole trader insurance to your employees.
September 30, 2023
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Creative Marketing Ideas for Small Businesses
SMEs don't always need hefty budgets to compete with industry big guns. Generate new leads and foster old ones with these genius marketing hacks.
September 28, 2023
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How to Rent Out Your House
To successfully rent their property, landlords need to complete certain paperwork and prepare the house for new tenants. Check out our full checklist here.
September 22, 2023
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Choosing the Right Level of Indemnity Insurance
When you take out public liability insurance, you’ll need to choose the level of cover you need. You’ll set a cover limit of £1 million, £2 million, £5 million or £10 million to protect your business if a claim is made against you. Choosing the right level of cover to suit your enterprise can be daunting, and it may be tempting to opt for a lower level and a potentially cheaper premium.
September 20, 2023
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Social Media for Small Businesses: A Guide
Check out our article on social media for new business from Towergate Insurance - fun facts, top tips and more!
September 14, 2023
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How to Add Value to Your Rental Property
With tenancy reforms edging closer and ongoing instability around mortgage rates, the current climate is proving challenging for buy-to-let investors. That said, high demand for properties to let and a wide pool of tenants to choose from mean investing in the right rental property can still provide strong returns in the long-term.
August 24, 2023
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Rebranding Your Business
Rebranding your business can help you to connect with a wider audience and attract new customers. If your business’ products and services have evolved since its inception, it can also be a way to realign your brand’s identity with your business as it stands today.
August 21, 2023
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Where Are the UK’s Cleanest (and Dirtiest) Restaurants?
Small businesses (SMEs) currently make up an impressive 99.9% of the UK’s business population. But with 20% of SMEs failing in the first year and 60% failing in the first three - it’s clear they face a myriad of threats.
July 20, 2023
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Understanding Cyber Risks
Falling victim to a commercial cyber attack can cause SMEs financial loss, reputational damage and leave them even more vulnerable.
March 29, 2023
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What are Tenants Looking For in Rental Properties?
With landlords under more pressure than ever to attract reliable tenants, read what today’s renters are looking for.
March 09, 2023
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The Cost of Living Crisis: The Impact on Landlords
With much of the media focus on the impact of the crisis on renters, let’s look at how the current climate is affecting landlords too.
February 24, 2023
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Why Your SME Needs Insurance
It is crucial to insure your small-to-medium sized business.
February 23, 2023
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Bad Weather Business Continuity Tips
Prepare your business for winter with Towergate's guide to bad weather business continuity planning.
January 06, 2023
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How to Weatherproof Your House for Winter
Simple tips to weatherproof your house for winter 1. Winterize the doors and windows · 2. House repairs · 3. Burst pipes · 4. Electrical installation · 5. Check the gutters · 6. Waterproof the roof · 7. Fire precautions
December 20, 2022
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How to Prepare your Business for Flooding
As your insurance broker our business focus is keeping you in business. We have helped our clients stay afloat when extreme weather events have damaged their business.
December 14, 2022
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Threats to Small Businesses and Their Impact
Small businesses (SMEs) currently make up an impressive 99.9% of the UK’s business population. But with 20% of SMEs failing in the first year and 60% failing in the first three - it’s clear they face a myriad of threats.
December 13, 2022
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What Small Business Grants Are Available in the UK?
Find out what small business grants are available in the UK and how to apply in our handy guide.
November 23, 2022
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Ways to Minimise The Risk of Claims on Your Plumbers Public Liability Insurance
Plumbing is a risky business, and even the most careful plumbers are not impervious to potential claims. Thankfully, there are a number of ways you can reduce the likelihood of claims on your plumbers’ public liability insurance, so you can keep your premiums as affordable as possible.
November 16, 2022
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A Guide to Video Calls and Interviews
In our article, we take you through some tips that will help you to impress your current or potential employers while working or interviewing via video call, whether you are brand new to remote working or just need a refresher.
November 16, 2022
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The Impact of Rising Costs on Fish and Chip Shops
As the cost of living rises across the UK, fish and chip shops and other takeaways are just some of the businesses affected by the increase in prices of various amenities and foodstuffs.
November 15, 2022
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What Is an SME?
All you need to know about SMEs including the new UK definition, the latest data and SME examples in our handy guide.
November 10, 2022
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The Cost of Being a UK Landlord
When renting out a property, repairs are inevitable. Whether caused by tenants, bad plumbing or intense weather conditions, as a landlord, you’re responsible for most of the repairs in your home. Over time, costs can start to add up rapidly, especially if you are letting multiple properties.
October 28, 2022
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ISDN and PSTN Switch Off – A Guide
ISDN and PSTN, BT, Virgin, Sky and TalkTalk all expect UK customers to switch over from analogue to digital by 31 December 2025.
October 24, 2022
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Taking Care of Your Back in the Workplace
According to Bupa, back pain is one of the leading causes of workplace absences in the UK. Between 2019 and 2020, almost 9 million workdays were lost due to musculoskeletal related issues (Bupa, 2022). We’ve pulled together some tips on how to take care of your back in the workplace.
October 03, 2022
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Is Buy-To-Let Still Worthwhile for Private Landlords?
When it comes to private landlords, one of the biggest considerations for 2022 is – is it still worth investing in a buy-to-let?
September 02, 2022
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The UK’s Top Cities for Gardening Loving Renters
To help garden lovers, we analysed the UK’s 25 largest cities by population figures, to determine the most ‘gardener-friendly' cities for renters.
August 31, 2022
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Why Tradespeople Need Cyber Insurance
According to the Cyber Security Breaches Survey (2022), a whopping 39% of UK businesses identified a cyber attack in the previous 12 months. It is estimated that since January 2021 cyber crimes have cost UK businesses almost £3 billion (NFIB, 2022).
August 19, 2022
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The Future of Online Shopping
Online shopping has become a part of our everyday lives, but the collapse of online clothing giant Missguided earlier in the year raised questions about the future of online shopping.
August 09, 2022
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5 Ways Landlords Can Avoid Letting Fees
With agency costs a concern for many landlords, taking greater control in the letting process can be an attractive option. Save more with our simple hacks.
June 22, 2022
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Rightsize Your Insurance
When you insure a building, it is your responsibility to decide how much to insure it for. Your broker or insurer cannot tell you this amount.
May 09, 2022
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Securing Your Van and Tools - Keeping on Top of Van Security
Whether you work for a small business or you’re a sole trader, we know that keeping your van and its contents safe from criminals is a year-round concern.
March 17, 2022
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Completing Your Tax Return
We've put together a quick guide and some handy tips to bear in mind when completing your tax return.
December 22, 2021
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Firework Displays - Safety and Insurance
A quick guide to liability, health and safety and what you need to consider if you're thinking of organising a firework display.
October 28, 2021
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Health and Safety in the Studio
At first glance, working in a photography studio may seem safer than shooting outdoors, but studios can come with their own selection of hazards.
August 20, 2021
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Loss Gross Profit Versus Increased Cost of Working Cover
Loss Of Gross Profit and Increased Cost of Working cover are types of business interruption insurance. But how do they work and how are they different? We look into each to help you decide.
August 20, 2021
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Starting Your Own Business vs Buying a Franchise
Buying a franchise may offer stability and support but succeeding at starting your own business is extremely rewarding. Compare both options in our article
August 13, 2020
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Beginner's Guide to Lending Your Holiday Home to Friends and Family
If you want to treat family and friends by offering them a staycation break in your home-from-home, read a few basics to avoid potential mishaps.
July 01, 2020
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The UK’s Top Cities for Those Wishing to Rent with Pets
We analysed the UK’s 25 largest cities by population figures to determine the most ‘pet-friendly’ locations for renters looking to move in with their pets.
February 17, 2020
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Paying Tax on Holiday Lettings
Do you have a holiday home that you rent out? If you do, you could be eligible for some significant tax benefits.
October 07, 2019
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How to calculate your rental yield
Rental yield is a crucial factor to consider when purchasing property. Find out what it is, how to calculate it and what’s considered a good rental yield.
September 06, 2019
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An Employer's Guide to Holiday Pay Rules
Read our employers' guide to holiday pay rules to find out what employers can and can’t do when it comes to holidays.
July 25, 2019
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Top property apps for holiday-lets and buy-to-lets
If you’re looking for the perfect holiday home or investment property in the UK, check out these useful apps and websites.
July 10, 2019
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What do students want from accommodation?
Read how a student landlord should go about finding a student property and subsequently maintaining good communications with student tenants.
May 17, 2019
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How Can Landlords Adapt to the Changes from the Tenant Fees Bill?
The Tenant Fees Bill will become law on 1 June 2019. Find out how the ban on letting agent fees could have a multitude of effects on you as a landlord.
April 03, 2019
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HR Guide for Businesses
Our HR guide for businesses will walk you through the essentials, so you’re ready to improve and enhance your company’s HR practice.
November 27, 2018
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How Will New HMO Rules Affect UK Landlords?
What will new Government rules regarding HMO licensing rules mean for London’s buy to let landlords?
September 27, 2018
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Buying a van that works for your business
Buying a commercial van is a big deal – and choosing which model to buy, as well as weighing up the pros and cons of new versus second hand can make a big difference to business.
June 05, 2018
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How do You Hire Your First Employee?
Hiring your first employee can be nerve-wracking. In this guide, we explain the steps that you need to take when hiring your first employee.
June 05, 2018
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Tenant Referencing for Landlords
Before entering into a legal contract with a tenant, landlords should carry out careful referencing checks.
February 14, 2018
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Financial Failure and Travel Insolvency Insurance - EU Directive
Discover our new financial failure and travel insolvency insurance scheme in order to meet the requirements of the July 2018 EC Package Travel Directive.
January 10, 2018
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How Is Technology Simplifying Property Management?
You've already done the hard work and crept up the property ladder, so why not let the latest technological innovations make your life as a landlord that bit easier? With Wi-Fi now ubiquitous, there are many ways to take advantage of cutting-edge connectivity in the home to take the leg-work out of property management and even cut back on your bills.
December 01, 2017
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Covering Contractors Under Employers' Liability Insurance
As an employer you will need employers’ liability insurance. Read how to ensure your policy covers all workers that require it.
November 15, 2017
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How to Insure Your Shop’s Stock
Our guide to everything you should consider when calculating the necessary insurance for your business' stock.
September 20, 2017
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When is the best time of year to sell your home?
We've put together advice for selling your property in each season. Read on to find out when the best time is to sell in an ever changing property market.
August 02, 2017
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How to be Self-Employed: A Guide
Starting your own business is one of the most exciting career moves you can make. Our guide looks at the key things to consider when working for yourself.
June 14, 2017
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Where’s the Best Place to Buy Property in Europe?
If its location's still TBC, your holiday home could be most cost-effective in a wisely-chosen country. Here are Europe's second property hotspots.
December 19, 2016
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The UK Law of Negligence Explained
In this article, we explore negligence laws in the UK, offer advice to help minimise your professional liability, and tell you how to seek help if you’re the victim of professional negligence.
December 19, 2016
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Where to buy a holiday home in Europe
Finding the ideal spot to buy a holiday home can be tricky, so we've put together a guide to four sunny European holiday home hotspots.
December 19, 2016
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What to Do When Marketing Your Holiday Home
Marketing your holiday home is crucial to it being a successful business venture. This article covers some of the most vital points that can aid your success.
November 11, 2016
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What to do with an Empty House
Deciding how to deal with an empty house is no simple task. Whether you sell, rent out, move in or renovate, use our guide to make an informed choice.
October 26, 2016
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Global Bosses - What you need to know when working abroad
Brits are top of the list for who's most on the move in the global workplace. Our infographic will introduce you to your new boss and work culture abroad.
October 25, 2016
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Product Liability for an Online Business
Our guide gives you advice on product liability if you run a website or online business. Get tips on what you might need to stay covered in your industry.
October 17, 2016
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Costs of Being a Landlord
Whilst letting property can be a great way to make money there are still many costs associated with being a landlord.
October 04, 2016
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What to Do if Your Tenant Stops Paying Rent
Our guide for landlords if tenants won't pay their rent. What measures you can take to recover rent and what happens if your tenant won't move out?
September 27, 2016
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A Nation Divided on ‘Unlimited Holiday’
65% of workers do not think their employer should offer unlimited holiday. We surveyed 1,000 adults in the UK to gain insight into their thoughts.
August 01, 2016
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How often should risk assessments be carried out?
How often risk assessments are carried out can be vital in any business but usually residential care homes require personal plans for fire safety.
July 05, 2016
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How Do Buy-To-Let Mortgages Work?
Landlords purchasing property to rent out are likely to need a Buy-to-Let mortgage. Read on for more information on how your letting will be financed.
June 02, 2016
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Is the Rent a Room Scheme Right for You?
UK residents can now earn up to £7500 a year tax free by letting out space in their home. Here are a few things to consider.
May 17, 2016
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What Certificates do Landlords need to Provide?
For a tenancy to be lawful, landlords must make sure to supply a variety of important documents. Learn more about what these are here.
May 16, 2016
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New Markets: 5 Tips for Assessing Risks & Opportunities
Discover Towergate Insurance's five tips for getting into new markets. Great for start-ups and established companies alike!
April 13, 2016
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The Risk-Takers: Businesses Who Gambled & Succeeded
What household names have rolled the dice and taken a risk? You'd be surprised! Towergate Insurance looks at some of The Risk Takers
March 21, 2016
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How to Protect Yourself When Hiring a Subcontractor
Hiring a contractor or freelancer is different to hiring a standard employee, and it's not without risks. We explain how to insure yourself.
March 21, 2016
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Business Longevity: How to make sure your business remains a success
Our infographic takes a look at why businesses in the UK often fail within the first five years and how to overcome the odds.
March 15, 2016
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The Impact of Bad Weather on Small Businesses
Towergate Insurance presents research on the effect of bad weather on small businesses. Prepare your small business with our data in mind.
January 27, 2016
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Landlord Stress and How to Avoid It
Find out the major causes of stress for landlords and what you can do to prevent them happening to you with Towergate Insurance's latest article
September 23, 2015
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Online Marketing Advice for Tradesmen
Spread word of your service to a wider audience and increase your customer base. Learn the latest online marketing tips for tradespeople here.
September 12, 2015
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Power of Attorney and Executive Trustees
Learn about taking responsibility for a property with the power of attorney or an as executive trustee in our quick and helpful video.
August 28, 2015
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What to do After an Accident at Work
Learn how to correctly deal with an accident at work and keep your business best protected with health and safety measures and employers liability
August 15, 2015
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Refunding and Cancelling Your Property Insurance
Thinking of buying property insurance via Towergate? Here’s a helpful video outlining our cancellation policies.
May 28, 2015
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The Difference between leasehold and freehold property
Read our guide to leasehold, freehold and shared freehold property ownership. Understand how it affects your choices and find more resources for property…
February 26, 2015
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Landlord Responsibilities
What responsibilities does a landlord have? Understand your duties as a landlord from health and safety to legal requirements.
January 29, 2015
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What is a tenancy deposit protection scheme?
Find out more about tenancy deposit protection and why it is so important in this useful landlord video guide from Towergate.
January 27, 2015
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Types of Tenants - A Landlord's Guide
Find out more about the types of tenants you, as a landlord, could take on - from DSS to professional tenants in this useful video guide from Towergate.
January 27, 2015
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An infographic guide to modern motivation techniques
Our infographic explains that in modern business, it takes more than money to motivate a workforce. Work-life balance among other things is essential.
November 12, 2014
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Displaying Your Employers' Liability Certificate
Find out about how and where to display your employers liability insurance certificate and the legal implications if you don't in our useful video.
November 03, 2014
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Employer Reference Numbers
As part of our employers' liability insurance video series this video looks at what your employer reference number does and why it’s so important.
November 03, 2014
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Insuring for Malicious Damage by Tenants
How to get cover for malicious damage or theft by tenants. Why some insurers won't cover you and why being aware of risks can help protect your property.
October 10, 2014
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Why Some Types of Tenant are Higher Risk than Others?
Guidance for landlords on various types of tenant. From students to DSS tenants, we look in to why insurance can be tricky and how we can help.
October 10, 2014
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Tax Tips for a Small Business
Read our guide to different business types and the tax responsibilities of each.
June 16, 2013
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Health and Safety: How to Carry Out a Risk Assessment at Work
Find out why risk assessments are important and how you can avoid accidents and help to reduce a liability insurance claim.
February 10, 2013
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Smart tips for protecting your small business
Protect your small business with tips and advice on managing your cash flow, finding the right staff and much more from Towergate.
February 10, 2013
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Starting an online business
If you're thinking about starting an online business check out our useful guide looks at the issues and costs of an online start-up
February 01, 2013
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Patent and Intellectual Property Rights
Find out how you can protect your intellectual property and patents by reading Ruth Badger's useful guide, courtesy of Towergate Insurance.
February 01, 2013
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Health and Safety in the Kitchen
Find out how you can prevent accidents like slips and trips as well as avoid liability claims in a working kitchen environment with Towergate's quick guide
February 01, 2013
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The good landlord guide
Win your tenants over by being one of the "good guys" and get the most out of your investment. Check out our quick guide to being a good landlord.
February 01, 2013
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Pub Facts - Did You Know?
What's the most common pub name? The answer to this and more in our article with fifteen fun facts about the great British pub!
February 01, 2013
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The Power of Sales
Business entrepreneur, Ruth Badger, gives advice on how companies can set sales targets and improve conversion rates, courtesy of Towergate Insurance.
February 01, 2013