Choose a range of liability and business covers for a variety of trades so you can build your insurance around your specific needs.
You can choose to include cover for up to five different trades in one policy – e.g plumbing, carpentry, bricklaying, kitchen installation and carpentry.
Optional extras include accidental damage and tools cover.
Experts claim handlers to give you peace of mind.
You can choose to split your payment into 10 monthly instalments.
When you need to make a claim, Markel Direct will guide you through the process and get your claim settled as quickly as possible.
Markel Direct provide and administer this cover. Markel Direct is a trading name of Markel International Insurance Company Limited who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (Financial Services Register no. 202570).
Handymen face many risks in their line of work. Unfortunately, no matter how well prepared you are, accidents can happen – and a single slip could be disastrous for you and your business. Legal action, in respect of liability for accidental personal injury or property damage arising from your activities is a real threat. Protect yourself, your clients, your equipment, and your business, with a flexible insurance policy specifically tailored to exactly match your requirements.
Cover for tools should be arranged on a new for old replacement value so that if your tools are lost, damaged or stolen, they will be replaced with brand new products of equivalent value. Single article limits will apply and cover for tools left in vans overnight will be excluded.
Yes, you can cover labour only sub-contractors, as well as PAYE staff for the same risks under your Employers’ Liability insurance cover. it is very important to declare how your workforce are employed as this will affect how your risks are calculated.
To help you spread the cost of your premiums, you can choose to spread payment over ten months with the Markel quick and easy Direct Debit scheme.
For details of the terms, exclusions and conditions applicable, please refer to the full policy documentation provided by Markel Direct which will be available during the quotation process.
You will need employers’ liability insurance by law if you employ anyone.
17/03/2022
Whether you work for a small business or you’re a sole trader, we know that keeping your van and its contents safe from criminals is a year-round concern.
Read more25/06/2024
A public liability insurance certificate which offers a summary of your policy is a great way to show you’re covered and put your clients’ minds at ease.
Read more01/03/2024
Making Tax Digital (MTD) will affect all businesses and is a key element of the government’s plans to make it easier for businesses and individuals.
Read more15/11/2017
As an employer you will need employers’ liability insurance. Read how to ensure your policy covers all workers that require it.
Read more