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Scaffolders Insurance
Protect your business and your clients fully with our scaffolding insurance.
- Standard cover for scaffolders working on domestic properties up to heights of 15m
- Cover for work above heights of 15m can be arranged on request
- UK-based support
One of the UK's leading independent insurance brokers
Why choose scaffolders insurance with Towergate?
Cover for work above 15m
Insurance can be extended for work at greater heights.
Insurance for scaffolding poles and boards
Cover can be extended to include accidental personal injury or damage caused from your negligence when using your poles and boards.
Cover against plant fire, theft or malicious damage
We offer tailored cover for plant and equipment against theft, fire, storm, flood, water damage and malicious damage (see your policy for full details). We can also include hired in plant depending on your requirements.
Pay for your scaffolders insurance by Direct Debit
You can choose to split your payment into ten monthly instalments.
About scaffolders insurance
What is scaffolders insurance?
Our cover offers public liability insurance for you, your clients and the public. It reimburses you for any legal fees and compensation costs from accidental damage or injuries caused during jobs to members of the public. Popular limits on our scaffolders liability insurance range from £1-10 million with higher levels available on request.
Cover for scaffolding equipment in transit
To allow you flexibility to move your equipment efficiently, we offer cover against theft or damage while your scaffolding equipment is in transit.
Cover against plant fire, theft or malicious damage
We offer tailored cover for plant and equipment against theft, fire, storm, flood, water damage and malicious damage (see your policy for full details). We can also include hired in plant depending on your requirements.
Employers’ Liability to meet statuary requirements
Our employers’ liability insurance cover is flexible covering all staff, and automatically remains in place so when someone leaves, and you need to recruit, the new employees will be instantly covered when they join. This ensures you meet all your legal obligations for employee cover.
When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.
- Find your insurance documents and make sure you have all your information at hand, including your policy number.
- Call the claims team on 0344 892 1384 and explain exactly what happened.
- Provide photos if requested to help us understand what happened as quickly as we can.
Ready to get covered?
- Fill in our online quote form or call us
- Purchase your policy
- Relax - You're covered!
Scaffolders insurance FAQs
Yes, general building work to be added into your scaffolders insurance policy. Please enquire for details.
Yes. We can arrange cover for your scaffolding equipment, including protection whilst the scaffold is being put up and taken down, your poles and boards, and your tools.
Yes, we can extend your scaffolders insurance to cover commercial and industrial properties. We can also cover you for heights of more than the standard 15m on request; please enquire for details.
Yes, we can cover labour only scaffolding sub-contractors, as well as PAYE staff for the same risks under your EL(Employers’ Liability) cover. it is very important to declare how your workforce are employed as this will affect how your risks are calculated.
If you would prefer to spread the cost of your scaffolders insurance policy, you have the option of setting up a Direct Debit to pay your premium by monthly instalments through our preferred provider, Premium Credit Limited (PCL).
To find out more about PCL and direct debit payments, select Direct Debit.
To understand more about how PCL work together with Towergate, please read our Regulatory Information.
We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to your insurance product information document and policy wording, which are available during the quotation process.
Insurance articles and guides
18/04/2016
What is the Difference Between Public Liability and Professional Indemnity Insurance?
What is the difference between public liability and professional indemnity insurance? We define PL and PI insurance to help you decide if your business needs them.
Read more15/11/2017
Covering Contractors Under Employers' Liability Insurance
As an employer you will need employers’ liability insurance. Read how to ensure your policy covers all workers that require it.
Read more03/11/2014
Displaying Your Employers' Liability Certificate
Find out about how and where to display your employers liability insurance certificate and the legal implications if you don't in our useful video.
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