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Barbers Insurance
Cover for your barber shop, styled to fit your business needs and to protect you should the unexpected happen.
- Includes public liability, employee cover for your employees
- Stock and equipment cover, and buildings insurance if you are the owner of the premises
- UK-based support
One of the UK's leading independent insurance brokers
Why choose barbers insurance with Towergate?
Beard trim and male grooming insurance
Flexible cover for barber, beard trim and beard male grooming businesses.
Health and beauty service insurance
We also offer specialist cover for hundreds of health and beauty services.
Dedicated barber shop claims service
Experts claim handlers to give you peace of mind.
Pay for your barbers’ insurance by Direct Debit
You can choose to split your payment into 10 instalments. For more details, please visit our dedicated Direct Debit page.
About barbers insurance
Cover for your barbers' building, contents and equipment
Your barber shop's tools, equipment, contents and cash can be protected by our barber’s insurance against loss from fire, flood, accidental damage or theft. If you own your own barbers' building, we can provide building insurance too.
Public liability insurance for your barbers
It's important you arrange public and products liability insurance for your barber shop, to protect you against potential claims from customers or members of the public arising from an error that was your fault. Choose from £1m, £2m, £5m or £10m cover limits to suit your needs or speak to one of our specialist advisers to find the right cover level for you.
Flexible barber shop insurance to suit your business
Our barbers insurance can be tailored to your shop's needs, with a range of protection options. These include business interruption insurance to cover your ongoing costs if your business suffers a significant insured incident such as a fire or flood that stops you trading, and cover for theft of cash kept on the premises in and out of hours.
Barber shop employers' liability insurance
If you employ staff at your barbers you must under UK law have employers' liability insurance. This protects you in case an employee injures themselves whilst working in your barber shop and subsequently raises a compensation claim against you. Our barber shop insurance can include employers’ liability cover up to £10 million as standard so you are protected against this risk.
When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.
- Find your insurance documents and make sure you have all your information at hand, including your policy number.
- Call the claims team on 0344 892 1384 and explain exactly what happened.
- Provide photos if requested to help us understand what happened as quickly as we can.
Ready to get covered?
- Fill in our online quote form or call us
- Purchase your policy
- Relax - You're covered!
Barbers insurance FAQs
Yes, we can insure you for any work away from your barbers and can offer self-employed barber insurance policies with public liability up to £5 million.
Yes, we can cover your barbers equipment away from the premises. Just make sure it is not left unattended.
We offer business interruption for our barbers insurance, to help cover you for any disruption due an insured incident. We will cover for loss of gross profit over periods of 12, 24 or 36 months.
Yes, we can cover for any stock and contents at your barbers shop, including tills. Premiums will depend on underwriting criteria such as the salon security, total value of stock and premises postcode.
Yes, you can grow your barbers insurance with your business. If you open up another barbers, take on new staff or buy new equipment, let us know and we can update your policy to accommodate your changes and ensure you are not underinsured.
Ear and nose piercing is not included as standard, but can be included under your barbers insurance policy with full details. Please talk to one of our advisers to arrange for your cover to be extended to include this.
We don’t put a limit on the number of employees you can cover. However, if you take on new staff after you’ve taken out your policy, please let us know so that we can update your policy and keep you covered.
Public liability covers you for claims from a customer or a member of the public for an injury for which you are liable (e,g. tripping over and injuring themselves) within your premises. Employers liability is similar and covers you for any injuries or illnesses suffered by your employees as a result of your business.
To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more.
If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.
See our range of cover for barbers
Barbers insurance articles and guides
20/09/2017
How to Insure Your Shop’s Stock
Our guide to everything you should consider when calculating the necessary insurance for your business' stock.
Read more25/06/2024
Do I need a public liability insurance certificate?
A public liability insurance certificate which offers a summary of your policy is a great way to show you’re covered and put your clients’ minds at ease.
Read more18/04/2016
What is the Difference Between Public Liability and Professional Indemnity Insurance?
What is the difference between public liability and professional indemnity insurance? We define PL and PI insurance to help you decide if your business needs them.
Read more