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Non-Standard Construction Insurance
Cover for a range of non-standard construction properties, including steel frame and timber frame house insurance.
- Specialist property insurance team
- Variety of non-standard properties covered
- UK-based support
One of the UK's leading independent insurance brokers
Why choose non-standard construction insurance with Towergate?
Specialist property insurance team
If you have any questions about our policy or if you need to make a change, our friendly customer service team is available Mon - Fri 9am - 7pm, Sat 9am - 1pm
Up to 25% no-claims discount
We can reward you with up to 25% no claims discount if you haven’t made a claim on your property insurance.
Dedicated claims team
Our friendly and helpful claims team are available 5 days a week, 8:30am - 5:30pm.
Spread the cost of non-standard construction insurance
Choose to spread your payment into 10 monthly Direct Debit instalments.
About non-standard construction insurance
Property owners' liability cover
We can provide property owner's liability insurance to cover you in instances where a third party has been injured or had their property damaged in circumstances related to your property. This cover applies to your legal defence and awards you are required to pay to the claimant.
Variety of non-standard properties covered
We include eco homes, wattle and daub, timber frame houses, steel frame houses, shingle roofs and more.
Alternative accommodation cover
If your home becomes uninhabitable, you’ll have cover in place towards the cost of staying somewhere else, subject to the claim for the damage being covered under the policy.
Home emergency assistance (additional cover)
Choose to add home emergency assistance and you’ll benefit from a 24-hour helpline for sudden, unexpected events. A team will then assist you in making your home safe and secure once more and restore electricity, gas or your water supply if required. There is no excess to pay for this service and it will not affect your no claims bonus.
Legal protection for non-standard constructions (additional cover)
We can add on the option for legal cover to cover you for legal costs up to £50,000.
When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.
- Find your insurance documents and make sure you have all your information at hand, including your policy number.
- Call the claims team on 0345 074 4760 and explain exactly what happened
- Provide photos if requested to help us understand what happened as quickly as we can.
Ready to get covered?
- Fill in our online quote form or call us
- Purchase your policy
- Relax - You're covered!
Non-standard construction insurance FAQs
Yes, we can include cover for this in your policy. We can also cover the annexe whilst you may let it out. We know you might use your property for multiple purposes and our policies can accommodate for this.
Yes, this policy is supported by our specialist mobile home team. The policy is specifically designed for mobile homes and park homes which have slightly different requirements than even our non-standard properties. For more information head to our Park Home Insurance page or call the team on 03308 089 179.
You may be able to insure an unoccupied home on our unoccupied home policy. Unoccupied properties need slightly different cover so it’s important to make sure you get the correct policy for your circumstances.
We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to the Insurance Product Information Document and policy wording, which are available during the quotation process.
We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process.
If you would prefer to spread the cost of your RIB insurance policy, you have the option of setting up a Direct Debit to pay your premium bimonthly instalments through our preferred provider, Premium Credit Limited (PCL).
To find out more about PCL and direct debit payments, select Direct Debit.
To understand more about how PCL work together with Towergate, please read our Regulatory Information.
You can pay by credit card, debit card or monthly Direct Debit.
Non-standard construction insurance articles
03/02/2015
A Guide to Flood Prevention for Non Standard Homes
A guide to flood prevention and how you can claim on your non standard home insurance should you need to.
Read more01/02/2013
Non Standard Property Explained
Everything you need to know about non-standard property insurance from our series of specialist property insurance guides.
Read more