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Hotel and Guest House Insurance
Flexible hotel and guesthouse insurance to suit you.
- Our business interruption insurance protects your income when storms or fire damage your property, causing you to close temporarily.
- Public liability can protect you for claims from suppliers, guests or members for alleged accidental injury and food poisoning caused by you or your staff is included as standard under public and products liability.
- UK-based support
Ready to get covered?
- Fill in our online quote form or call us
- Purchase your policy
- Relax - You're covered!
Why choose hotel and guest house insurance with Towergate?
Loss of licence insurance for your hotel
We can offer loss of licence cover for your premises.
Tailored hotel and guesthouse insurance
We can offer the cover you need to suit your specific business needs from a range of insurers and schemes.
Professional claim assistance
Expert advice to help you with claims you face.
Pay for your hotel insurance by Direct Debit
Choose to spread your payment into 10 monthly Direct Debit instalments.
About hotel and guest house insurance
Public liability as standard for hotels and guesthouses
All our hotel and guesthouse insurance policies include public and products liability cover. You can rest easy knowing that your business is protected if guests accidentally suffer an injury, food poisoning or property damage as a result of your negligence.
Bespoke policies to suit your premises
When it comes to the hospitality industry, we know that every business is unique, so we work hard to ensure that our hotel and guesthouse insurance policy is designed specifically for your business.
Accidental damage cover for hotels and guesthouses
With accidental damage cover included in our hotel and guesthouse insurance, you can enjoy meeting your guests and making their stay as comfortable as possible without having to worry about anything being ruined by over-excited visitors.
Legal expenses insurance
Our hotel and guesthouse package insurance can include legal expenses. This can cover you to defend employment disputes plus you will have access to an emergency legal help line.
When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.
- Find your insurance documents and make sure you have all your information at hand, including your policy number.
- Call the claims team on 0344 892 1384
- Provide photos if requested to help us understand what happened as quickly as we can.
Hotel and guest house insurance FAQs
Yes. Through our panel of carefully selected insurers we are able to offer cover for those larger properties offering leisure facilities.
Yes, we can offer both types of cover for the premises, whether it's your own home you are operating as a B&B or a hotel you lease.
We use a range of insurers including familiar names such as Aviva and specialist schemes including Commercial Express and Eaton Gate.
To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more.
We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process.
We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to your insurance product information document and policy wording, which are available during the quotation process.
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