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Microblading Insurance
Microblading cover as part of your Health and Beauty package.
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Cover available wherever you work; from home, in a salon or at your customer's residence
- Pay in instalments via Direct Debit
- £5m cover for public and product liability and £1m for treatment liability
One of the UK's leading independent insurance brokers
Why choose microblading insurance with Towergate?
Microblading public and products liability cover
Public and products liability cover for beauty therapy including microblading to defend against claims made against you through your work.
Microblading cover wherever you work
You are covered for working from home, a salon or your customer's residence within Great Britain, Northern Ireland, the Channel Islands and the Isle of Man.
Public and products liability cover for microblading work
Includes public liability and products liability up to £5m and £1m for treatment liability for microblading.
Pay by Direct Debit
We offer a quick and easy direct debit instalment scheme so you can spread payment over ten months.
About microblading insurance
Depending on your requirements, you can be covered as a self-employed Beauty Therapist to carry out microblading treatments through our Beauty (including Hair and Nails) package, or as a salon owner, speak to one of our advisors on 0330 162 1019.
- Our Beauty (including Hair and Nails) package covers self-employed individuals working at a customer’s home, your own home or in a salon if you are renting a chair
- Our salons insurance package provides various sections of cover to protect your business liabilities as a salon owner and if you have employees plus cover for your business premises
Cover for multiple UK locations
We can cover you working from home, at your customer home or in a salon.
Health and beauty treatments
As well as microblading, we cover over 150 health and beauty treatments. If you branch out into other treatments and services, visit our health and beauty insurance page for more info on what we can cover.
When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.
- Find your insurance documents and make sure you have all your information at hand, including your policy number.
- Call the claims team on 0330 123 5921 or email careclaims@towergate.co.uk and explain exactly what happened.
- Provide photos if requested to help us understand what happened as quickly as we can.
Ready to get covered?
- Fill in our online quote form or call us
- Purchase your policy
- Relax - You're covered!
Microblading insurance FAQs
Yes – we can offer cover for microblading equipment with £5,000 or £10,000 policy limits depending on your requirements. If you require a higher limit please call us.
Yes, we can include this, as long as you have at least one year’s experience in microblading.
Microblading insurance can provide a safety net to protect you and your business from the financial burden of a claim against you.
If you were to act negligently during the course of your work and accidentally injure or damage the property of a third party, public liability insurance for a beauty therapist would act as a financial safety net and provide compensation to the injured party. This policy provides Public and Products Liability with a limit of indemnity of £5,000,000.
We can cover beauty therapists who work from home, from business premises, from a client’s home, at an event and many other scenarios. Speak with our team if you feel unsure about whether the policy covers your location.
Treatment liability is a form of public liability cover especially for beauty therapists. It ensures that if you cause bodily injury or property damage to a customer whilst carrying out a treatment and they take you to court, your legal costs and awards claimed by the client are covered up to £1 million. You must follow the policy precautions and conditions relating to the treatments you carry out in order for a cover to be valid.
Please note that you must hold the relevant certificates and qualifications for all treatments undertaken.
A policy excess is the amount you are asked to pay towards the claim. The following policy excesses apply as standard to the Health and Beauty package policy:
- Third party property excess is £100 (for example you damage your customers property as a result of your negligence)
- Business equipment excess £50
This policy does not provide cover for employees. Employers’ liability is a legal requirement under the Employers Liability Act 1969. Therefore, please contact us should you require this cover or go to our salons webpage.
We have provided a summary of the significant key exclusions, but please note that full terms, conditions, and exclusions can be found in the policy wording, a copy of which is available through the online quotation process.
Please contact us to discuss should you require further information on this matter.
If you prefer to spread the cost of your annual premium, we offer a quick and easy direct debit scheme. When you choose to pay premiums in instalments, you will be paying under a Premium Finance plan. We will give you full details of the finance provider, and the additional cost of finance, when we provide you with your payment plan quotation. This will include the total payable, the number of monthly instalments and the cost of each, as well as the representative APR.
Please visit our dedicated Direct Debit page to find out more.
If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.
This policy is underwritten by Eaton Gate.