Brought to you by Towergate with insurance cover provided by Markel Direct.
You can choose the options to add to your policy to suit your individual needs.
Civil liability insurance available on request.
Option to extend cover to insure laptops away from premises anywhere in the UK.
Work from your premises or at the home of your student.
Specialist cover for a wide range of education professions, including school teachers, supply teachers, music teachers and private tutors.(Tutoring involving manual activities such as carpentry cannot be covered).
There are many scenarios where professional indemnity insurance can apply to private tuition. Negligence, breach of confidence and failure in professional duty to educate, are all covered under this section. If an element of the syllabus is missed or a client is unhappy with a grade, the policy provides support for your legal defence.
It's unlikely, but if, during the course of your tuition you are responsible for someone being injured or damage to their property, public liability cover for tutors would compensate the injured party. A small excess will apply.
Equipment such as laptops can be insured simply by adding an extension to your policy. Not only will they be covered while you're teaching but also when you're away from your usual teaching premises. Please be aware, you should still take reasonable precaution to protect these items i.e. if your laptop is stolen whilst left unattended and unsecured in a public place, your claim will not be valid.
By clicking “Get a Quote”, this will take you to a Quote and Buy facility provided and operated by our business partner, Markel Direct.
When you need to make a claim, Markel Direct will guide you through the process and get your claim settled as quickly as possible.
Markel Direct provide and administer this cover. Markel Direct is a trading name of Markel International Insurance Company Limited who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (Financial Services Register no. 202570).
This cover pays your legal defence costs and damages you are legally liable to pay to other parties for injury or damage caused by your business activities, products, or incorrect professional services, advice or designs.
Though it is not a legal requirement there are many reasons why insurance can be a worthwhile investment. Particularly to cover your professional liability as a tutor, if for example you were to miss part of the syllabus and a client were to take legal action against you, your policy could provide cover for legal costs and expenses.
Again, it’s not a legal requirement but can cover your professional and personal liability, as well as the equipment you use in the course of your work as a teacher (i.e. laptops). These may not be covered on your home insurance if they are for business use.
Public liability insurance for home tutors is designed to cover accidental injury to third parties and damage their property, caused by your negligence while tutoring. Though such an incident may seem unlikely, often claims related to public liability can be costly. Insurance will cover your legal defence costs in court, as well as awards you may need to pay to the third party. find out more.
Generally, yes for public liability, but we advise you to check with your home insurer to ensure that your household policy includes cover for visitors/students.
No, as long as you stick to restrictions imposed by law.
These policies cover tutoring for most subjects but do not cover practical and manual types of tutoring such as woodwork, science experimentation or metalwork.
To help you spread the cost of your premiums, you can choose to spread payment over ten months with the Markel quick and easy Direct Debit scheme.
For details of the terms, exclusions and conditions applicable, please refer to the full policy documentation provided by Markel Direct which will be available during the quotation process.
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