If you’re unable to work because of illness, an income protection policy pays out a proportion of your monthly income, offering peace of mind and security against lost earnings until you were able to work again.
Easily compare quotes
From our panel of trusted brands
Safeguard the future of your income.
Get cover that is relevant to your needs.
Income protection insurance that pays out when you need it to.
If you’re unable to work because of illness, the policy pays out a proportion of your monthly income, offering peace of mind and security against lost earnings until you were able to work again.
If you are under 60 and are self-employed, with no sick pay to fall back on - meaning if you don’t work, you don’t get paid - income protection insurance can cover your lost earnings until you can work again.
Usay Compare are a market leading comparison service and, like Towergate, are part of The Ardonagh Group. Their team of experts will take out the hard work of finding a suitable income protection policy by supplying the best and most cost-effective quotes for you and your specific needs.
Usay Compare's expert advisers can both advise you on the best income protection insurance policy for you, and search the market for the best price.
When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.
This policy pays a tax free weekly or monthly lump sum while you are off work for any health-related reason.
It covers up to 70% of your monthly income, helping pay your ongoing bills. There are different levels of cover you can chose to suit your financial needs and budget.
Yes.
This depends on your circumstances:
Note that the shorter the deferral period, the larger your premium will be.
Yes.
We have provided a summary of the key features of the policy above. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process.
Most policies do exclude drug and alcohol misuse and self-inflicted injuries.
Each year one million workers find themselves unable to work (ABI).
If you are of working age, have monthly outgoings and don’t have indefinite sick pay from your employer – or enough savings to keep you going indefinitely – you should consider this policy.
05/08/2024
When your company is thriving, you may consider scaling up. This article looks at key considerations to take into account when scaling up your business.
Read more30/04/2024
Get the best business insurance. Our checklist will help you understand what makes the best business insurance and what you can do to be best protected.
Read more01/02/2013
Ruth badger gives her expert advice for micro businesses for managing their growth and increasing profits.
Read more05/02/2024
Use our simple jargon buster to find out what various business insurance phrases and terms mean.
Read more01/03/2024
Making Tax Digital (MTD) will affect all businesses and is a key element of the government’s plans to make it easier for businesses and individuals.
Read more