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Face Painting Insurance
We can arrange tailored face painting insurance to protect you and your equipment if things don’t go to plan. We’ll help you choose the right policy for your needs, offering peace of mind that you’re adequately covered when working as an entertainer.
- Tailored quotes
- Flexible packages
- Access your quotes, policies and renewals in your online account
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Why choose face painting insurance with Towergate?
Public and employers’ liability
Options include public and employers’ liability cover to protect you and any volunteers or employees if things go wrong.
Tailored quotes
Chat to a member of our specialist team to receive a quote that’s tailored to your specific needs.
Flexible packages
Some popular covers are available in easy packages, so all you need to do is choose a liability and equipment limit that suits your needs.
Pay for your face painting insurance by Direct Debit
You can split your payment into 10 monthly instalments. Please visit our dedicated Direct Debit page to find out more.
About face painting insurance
Freelancer insurance to cover a range of businesses
Products available include public liability cover. This cover offers protects you in the event of a member of the public sustaining an injury or damage to their property because of your activity.
Theft or damage cover
Protects your face painting equipment from theft or accidental damage.
Employers’ liability
If you have employees, you are legally obliged to take out employers’ liability cover. This will cover your legal expenses or any compensation fees if an accident takes place.
Equipment hire costs
If you need to hire face painting equipment and it’s stolen or damaged, hire costs protection will protect you financially and enable you to keep on painting faces.
When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.
- Find your insurance documents and make sure you have all your information at hand, including your policy number.
- Call the claims team on 0344 892 1664 and explain exactly what happened.
- Provide photos if requested to help us understand what happened as quickly as we can.
Ready to get covered?
- Fill in our online quote form or call us
- Select your insurer
- Relax - You're covered!
Face painting insurance FAQs
It depends. If you employ any staff you are legally required to have adequate employers’ liability cover. Also, certain venues will require that you have public liability cover in place before face painting at them – for example, in council-owned premises.
This will vary across different types of businesses. Towergate can offer public liability insurance policies with cover from £1 million up to £10 million or higher. The amount you need will depend on several aspects:
- Your business activities
- The type of locations and environments you are working in
- The height or depth above/below ground level
- The processes involved, particularly if these are of a high-risk nature involving any application of heat-work
- The increasing court awards being made for personal injuries
This is only a requirement if you have your own employees but if you do, then it is a legal requirement for you to have this insurance in place. The cover will protect employees and enable you to provide compensation for them if they have suffered an injury or illness, as a result of your negligence, during the course of their employment.
To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more.
If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.