Our employee crime insurance offers ‘all risks’ protection for theft, fraud or dishonesty committed by your staff.
Overall service rating 4.6 / 5
Based on 4869 customer reviews
Loss discovered basis of cover, whereby
loss covered regardless of when it occurred when you insured
Indemnity limits on on an 'any single loss' basis.
Cover for subsidiary companies or associated companies that no longer exist.
You can choose to pay for your cover in 10 monthly Direct Debit instalments
Cover for theft, fraud or dishonesty committed by your employees causing you direct financial loss on an 'all risks' basis. This includes loss of insured property leased or hired by you for which you are legally liable.
legal expenses insurance covers for investigation, legal defence, mitigation, reinstatement of data, reputational recovery and property damage costs. It also provides compensation payments up to £500 per day for senior members of staff and £250 per day for other employees required to attend court; a barrister consultation; a legal arbitration; or a meeting with police authorities.
Cover for additional costs incurred by you to restore normal business operations, including contractual penalties that you are required to pay; loss of interest;and external recruitment costs for replacement members of staff of employees dismissed as a direct result of internal crime .
'Discovery period' of up to three months cover can be provided after your policy ends, if you do not buy employee crime cover from another another insurer.
When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.
You can add a range of optional covers to your employee crime insurance, including:
If you prefer to spread the cost of your annual premium, we offer a quick and easy direct debit scheme. When you choose to pay premiums in instalments, you will be paying under a Premium Finance plan.
We will give you full details of the finance provider, and the additional cost of finance, when we provide you with your payment plan quotation. This will include the total payable, the number of monthly instalments and the cost of each, as well as the representative APR.
If you would like to know more about our monthly payment option, please visit our dedicated direct debit page.
If you want to know more about our monthly payment option, please read our dedicated page on Direct Debit.
This page is a summary of the employee crime policy and does not contain the full terms and conditions of the cover, which can be found in the policy document. It is important that you read the policy document carefully upon receipt for all covers, features and exceptions.
05/08/2024
When your company is thriving, you may consider scaling up. This article looks at key considerations to take into account when scaling up your business.
Read more20/08/2021
Find out more about business invoicing - from taking on new customers to sending out and tracking. Useful guides from Towergate Insurance
Read more30/04/2024
Get the best business insurance. Our checklist will help you understand what makes the best business insurance and what you can do to be best protected.
Read more15/03/2016
Our infographic takes a look at why businesses in the UK often fail within the first five years and how to overcome the odds.
Read more01/02/2013
Ruth badger gives her expert advice for micro businesses for managing their growth and increasing profits.
Read more28/09/2023
SMEs don't always need hefty budgets to compete with industry big guns. Generate new leads and foster old ones with these genius marketing hacks.
Read more27/11/2018
Our HR guide for businesses will walk you through the essentials, so you’re ready to improve and enhance your company’s HR practice.
Read more27/02/2023
Did you know that 39%* of small businesses in the UK have suffered a cyber attack, and the average cost of a breach for SMEs is around £3,000? In today’s digital age, discover why having adequate cyber insurance has become an essential aspect of risk management for UK SME businesses.
Read more