There's no requirement for an annual policy, cover periods from 30 days to 365 days are available.
Different cover level options are available, and you'll have the option to upgrade mid-term if your needs change.
We can arrange a flat rate for single vehicle cover, as well as protection for horseboxes and other specialist vehicle types.
Get your motor and breakdown cover sorted at the same time and you can then pay by instalments on the combined cost.
The RAC will repair your vehicle at the roadside, as long as you’re over a quarter of a mile away from home.
If you fill your vehicle with the wrong fuel, the RAC's misfuel rescue includes draining of your fuel tank, a flush out and 10 litres of the right fuel to help you back on your way.
The RAC will take you, your passengers and your vehicle to your chosen destination anywhere in the UK if your vehicle can't be fixed at the roadside.
For more information on additional covers such as onward transportation, European motoring assistance, at home rescue and hire vehicle cover, please download the leaflet below.
The flat rate fee and cover levels available are dependent on vehicle type. Find out more about RAC breakdown cover.
Standard cover levels include all vehicles below 3.5T, motorhomes, minibuses, and horseboxes. Standard cover level policies include unlimited call outs.
Specialist cover levels include HGV / truck, PSV / coach, specialist vehicles (such as hearses) and agricultural vehicles. Specialist vehicle policies are capped at 4 call outs per vehicle.
Under RAC’s mis-fuel rescue, the RAC will drain your fuel tank, flush out and add 10 litres of the correct fuel to get you back on the road.
The RAC’s European Breakdown covers you in 50 countries across continental Europe.
If you would prefer to spread the cost of your car insurance policy, you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments through our preferred provider, Premium Credit Limited (PCL).
To find out more about PCL and direct debit payments, select Direct Debit.
To understand more about how PCL work together with Towergate, please read our Regulatory Information.
This is the first part of each claim which you (not your insurer) must pay. There are two types of excess:
Compulsory excess - this is an excess that has been applied as a requirement by your insurer and will vary according to your personal circumstances and the terms of cover provided. A compulsory excess may be required if you drive a particular vehicle or you have inexperienced drivers on your policy. There is also a compulsory excess for fire, theft, windscreen claims or malicious damage.
Voluntary excess - This will apply where you agree with your insurer to pay a greater part of each claim, in addition to your compulsory excess. A voluntary excess can be increased or decreased at your request during your online quotation and it may affect your premium.