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Chauffeur Insurance

Flexible chauffeur insurance, including a wide range of cover levels and liability options to choose from.

  • Insurance for all executive cars
  • Optional breakdown and replacement vehicle cover add-ons
  • UK based support
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If you need additional assistance arranging your insurance, find out how our teams can support

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Overall service rating 4.6 / 5

Based on 4310 customer reviews

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Why choose chauffeur insurance with Towergate?


Wide range of vehicles insured

Cover for all executive cars, including all plate-exempt vehicles.


Flexible chauffeur insurance

From third-party only to comprehensive chauffer cover


Breakdown cover for chauffeurs (optional)

Including separate onward travel to get your clients to their destination


Replacement vehicle cover (optional)

Replacement vehicle of similar class in the event of a non-fault accident

About chauffeur insurance


We cover a wide range of vehicles including executive and prestige vehicles

Our chauffeur car insurance policies can cover any type of vehicle, including limousines, prestige car rentals and luxury saloons. Cover can be provided for single cars, or a fleet of vehicles, for chauffeur or executive use


24-hour claims assistance (optional cover)

We have a dedicated team available 24 hours a day who will work to keep you on the road. In the event of a non-fault accident, we’ll do our utmost to provide you with a replacement vehicle which will be up to par with your clients’ high standards. We can also provide loss of earnings cover to help you should you be unable to conduct business following an accident.


Levels of chauffeur insurance cover

Depending on your budget and the requirements of your local council, we can provide wide ranging cover starting with third-party cover only. Plus, we’ll explain all aspects of your policy so if you’re unsure of the difference between passenger liability and public liability, we’ll make sure you understand what you’re paying for and how it can protect you and your business.


Areas we cover chauffeurs

Our experience has shown us that different councils require different levels of cover for their private hire vehicles and we’ll be able to advise you on the most appropriate chauffeur cover for you.

When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.

  • Find your insurance documents and make sure you have all your information at hand, including your policy number.
  • Call the claims team on 01903 875420 and explain exactly what happened.
  • Provide photos if requested to help us understand what happened as quickly as we can.
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Ready to get covered?

  • Fill in our online quote form or call us
  • Purchase your policy
  • Relax - You're covered!
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Chauffeur insurance FAQs

Passenger liability provides cover for a member of the public who is injured when they are in your vehicle, or when they are entering or exiting your vehicle. This cover is provided on every vehicle policy issued in the UK. Public liability provides cover for any member of the public who you are legally responsible for between your vehicle and any premises they are entering or exiting. Consider an airport drop off; if you’ve got your clients’ luggage out of your vehicle, you leave them unattended and a member of the public trips over them - you could be held liable for any resulting injuries or damage. Depending on your insurer, this cover may already be included, or may be available at an additional cost.

We offer a number of ways to pay for your premium, including credit facilities over 9, 10, 11 or 12 months (subject to an interest charge). Credit & Debit cards and cheques are also accepted for full or partial payment. Credit cards are subject to a 2.5% charge.

As your insurance is a commercial policy, no hire and reward policy issued in the UK or Gibraltar provides cover for driving other vehicles.

From an insurance perspective, your spouse can be named as an additional driver on any chauffeur/hire insurance policy, but you must let us know. Speak with the team for more information.

Insurers need to know about any accidents, incidents, or loss that you have been involved in on any motor policy within the last 5 years. This can include any policy where you were the policyholder, and a named driver was involved in an accident or incident that occurred whilst you were driving. You will also need to advise us of any claims involving fire, theft, malicious damage, or glass.

Chauffeur insurance articles and guides

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